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Practical AI Track 0 · AI from Zero
0/75 lessons read
AI FROM ZERO · LESSON 5

Health, money and legal questions

Priya’s father feels dizzy on a new pill. Late at night, Priya asks an AI. Your goal: use AI to understand and prepare, and let the right person decide.

🧪 Interactive lab — enable JavaScript to play with this one.

AI helps you prepare. A person helps you decide.1 · Understandexplain hard wordsexplain your papers2 · Preparelist your questionswrite down the facts3 · Decidedoctor, lawyeror adviser, with youAI can help hereA person decidesStop and check if the AI gives you:a medicine dose · a deadline · a sure profit“you don’t need a doctor or a lawyer”
Figure — AI helps you prepare. A person helps you decide.
Key points
  • AI can explain hard words and help you write questions. A doctor, lawyer or other expert should decide.
  • Health, money and legal choices sit at the top of the trust ladder.
  • Stop and check if an answer gives a medicine dose, a deadline or a sure profit.
  • Also stop if it says you don’t need a doctor or a lawyer.
  • Share only what the question needs. Leave out names, ID numbers and account numbers.

Good asks and risky asks

A good ask helps you understand. “Explain this word in my rental agreement.” “What should I ask the doctor?” “My prescription says ‘twice daily after food’. What does that mean?”

A risky ask wants a decision. “Should he stop his pill?” “Can I ignore this notice?” The AI can’t examine you or read your whole case. It may not know the rules where you live.

Take it to the right person

  • Health: your doctor, or a pharmacist at the medicine shop.
  • Law: a lawyer, or free legal aid.
  • Money: your bank, or an adviser on the official list of the regulator.
  • Rules and forms: the official government website.

Bring your questions and papers. AI can list the dates and amounts in a letter first. The person checks them.

Now read 5 AI answers. Find the line you should not trust.

🧪 Interactive lab — enable JavaScript to play with this one.

Go deeper: the research

In February 2026, Oxford researchers published a study in the journal Nature Medicine. Almost 1,300 people in the UK read 10 short stories about someone feeling ill. Some people used an AI chat for help. Others used anything they liked, such as a search engine.

On its own, the AI named the right illness in about 95 of 100 stories. But people who used the same AI found it in fewer than 35 of 100. They did no better than people without AI.

Why? People often left out important facts. A small change in the question gave a very different answer. And answers mixed good and bad advice, so people could not tell which was which. A smart AI is not enough. How you use it matters.

Go deeper: why AI gets these wrong

A safe dose depends on age, weight and other medicines. The AI does not know these unless you say them. Laws and deadlines are different in each country and state. They also change, maybe after the AI’s knowledge cutoff. An answer can even mix in rules from another country.

The AI also tends to agree with you. This is sycophancy. “Is this pill safe?” invites a yes. Ask “What are the risks? When should I see a doctor?” instead.

A sure profit is a warning sign on its own. No one can promise how prices will move. Many scams use words like “guaranteed returns”. For a big decision, a second opinion from another doctor or lawyer is normal.

Go deeper: where to find real help in India

As of October 2026, these are official places to start. They are examples, not the only ones.

  • eSanjeevani is the government’s free online doctor service. You can talk to a doctor by video on your phone.
  • 15100 is the free legal aid helpline of NALSA, the National Legal Services Authority.
  • SEBI regulates share markets. Its website lists registered investment advisers. Check a name there before you trust a tip.
  • 1930 is the helpline for money lost to online fraud. You can also report at cybercrime.gov.in. Report fast.
  • 1800-180-1551 is the free Kisan Call Centre helpline for farm questions. A Krishi Vigyan Kendra is a district farm advice center.

Outside India, look for your country’s official health service, legal aid office and money regulator.

Go deeper: keep private details private

Health, money and legal details are very private. Follow the paste rules. Swap names for a placeholder, like “[my father]”. Don’t paste ID numbers like Aadhaar or PAN, bank details or passwords. Cover them before you take a photo of a paper.

A temporary chat keeps the question out of your history. The company may still keep a copy for a short time.

Watch out

An emergency is not a chat. Chest pain, trouble breathing or a bad injury needs help now. Call 112 in India, or your local emergency number.

🧪 Try it free

Take a bill, a letter or a medicine leaflet you don’t fully understand. Cover the names and numbers. Ask a free assistant: “Explain this in simple words. Then list 5 questions I should ask about it.”